Business Medical Payments
Your business liability policy covers you for claims due to your negligence. Medical payments coverage provides payment for bodily injury t...
Auto Insurance Basics
States have laws requiring drivers to carry auto insurance, sometimes referred to as financial responsibility laws. There are a number of w...
Cyber Week
Monday this week was Cyber Monday. This was the Black Friday equivalent for online retailers. Many online retailers have extended the si...
Damage to Rented Premises
Any time a business rents or leases a space to operate from they sign a contract. In that contract are insurance requirements stating that t...
Online Backup Programs
In a recent article on PCMAG.com we read a few frightening statistics: 1) Of the 700 million computers in the world, about 10% will crash e...
Winterize Your Outside Faucet
Disconnect your outdoor hoses from their outdoor faucets before it gets too cold. We have already had the first freeze warning for Fall 2010...
Insurance Term: "Underwriter"
When discussing insurance, whether in the news or with your own insurance agent you hear the term “Underwriter”. I thought that with this b...
Products and Completed Operations Hazard
If you manufacture, sell or distribute a product, there is a possibility that the use of the product could cause bodily injury. The exampl...
Insurance Score, What is it?
When it comes to figuring out what premium an insurance company is going to charge a person to insure them, there are a lot of factors. On ...
Leaving Your House Vacant? Consult Your Agent!
In today’s real estate market it can be somewhat common to purchase a new home with out having first sold your current home. Prices are lo...
Cincinnati to have a Ban on Texting While Driving
On Wednesday Sept 8 th Cincinnati ’s City Council voted to ban texting (reading or writing) while driving in Cincinnati , OH . This new l...
Avoiding Insurance Mistakes: Five Tips
Here is a great video from the Insurance Information Institute about five mistakes to avoid with your personal insurance policies. Our Oxfo...
Insurance and Your College Kids
Out in front of our Oxford, OH insurance office, it is a busy place. Today 16,000+ Miami University students return to begin a new school ye...
Vehicle Title Transfer
Several times a month our Oxford and Cincinnati insurance office receive calls from customers telling us to delete a car from their policy ...
A Social Media Risk Management Tip
My social media risk management tip is simple, think twice before you type a message, post a picture or join a group. Why, you may ask? Th...
Driving Drowsy
A 2008 study, taken from the Annals of Internal Medicine, suggest that some antihistamines may impair driving ability, even more than alcoho...
When on The Go... How Your Homeowner Liability Insurance Follows You
Homeowner liability insurance provides financial protection against legal obligations of the insured arising out of activities and condition...
Earthquake Insurance In Ohio?!
The big question going around on June 23rd was, “Did you feel the earthquake”. Many thought people were joking, but when they checked their...
New Travelers Insurance Commercial
Travelers always comes out with funny, clean commericals. This is a great example of one. Great little tune as well.
Ohio Booster Seat Law
Back in October the Ohio lawmakers put into law a requirement for children to be in vehicle booster seats until a child is 8 years old or 4 ...
National Flood Program Expired... Again
On May 31st Congress allowed the national flood program to expire once again. As of today, June 10, 2010, there has been no renewal of the f...
Police Officer's Visual Estimate of Speeding
Ohio Supreme Court passed a new ruling 5-1 saying that a police officer’s “unaided visual estimation of a vehicle’s speeding” is strong enou...
Building Ordinance Coverage
This endorsement provides coverage if the enforcement of any building, zoning or land use law results in added cost that are not covered as ...
Safeguard Your Home from Burglary
In 2007, the last year with full statistics, there were an estimated 2.2 million burglaries, according to the Federal Bureau of Investigati...
Redefining Tornado Alleys
This was recently published on Discovery News. By John D. Cox Tue Apr 27, 2010 12:11 AM ET It may come as little surprise and no comfort t...
Your Duties in the Event of a Loss
As a condition of coverage, your property policy requires certain things of you in the event you have a loss. These are conditions that must...
Examination of Commercial Books and Records
In your commercial property policy you will find a section titled "Policy Conditions." This section of the policy spells out requi...
Password Protection
Internet security firm Imperva of Redwood Shores, Calif., recently analyzed 32 million passwords that were exposed in a security breach for ...
Texting
Recently this article was posted as an editorial in the April 5th, 2010 Toledo Blade. We here at Fey Insurance Services thought it might be...
Federal Flood Program Expires
On March 26 th the Senate closed for a two week recess with out approving an extension for the Federal Flood insurance program that would h...
General Liability vs Errors and Omissions
General Liability What it protects against : Accident and injuries that occur on company property or the property of a customer. It also p...
Travelers Launches Mobile Applications
On March 8th Travelers annouced that they have a new application for smart phones. The new mobile tools provide auto accident assistance for...
Here is a vidoe about the importance of taking care of small windshield cracks early.
Finished Basement? We should talk!
An unfortunate homeowner incident that has been occurring a lot over the past few years is water damage caused by either a sump pump failure...
New ATV Registration Law in Ohio
Golf cart, ATV, and off-road vehicles are now subject to Ohio’s new mandatory registration which became effective 7/1/2009. Please be aware ...
SHOVEL OR NOT TO SHOVEL? SNOW REMOVAL IN OHIO
This is an article I found from the Ohio Insurance Institute dated 2/10/10 Written By:Mary Bonelli/Mitch Wilson As far as Ohio law goes, it’...
Employment Practices Liability
A poor economy not only hits business owners in the profit/loss area but it also creates added liability exposures. During a down turn in th...
Hired & Non-Owned Auto Liability
Even if your business doesn’t have any vehicles titled in the business name, there is still an auto coverage that you should always have. Th...
BMV Starts to Charge Late Fees
The Ohio Insurance Institute reminded Ohio motorists that new late fees are in place for driver’s license and vehicle plate renewals. New Oh...
4 Ways to Avoid an Auto Body Shop
We hope this blog post finds everyone getting around safe during this snowy weather. Below is an article that Center City Collision wrote o...
